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Online Payments Without a Card: Virtual ATM Accounts That Settle Themselves

Last time, we talked about credit cards and LINE Pay, and helped our partners say goodbye to matching bank transfers by their last five digits.

But we also know there's another group of customers: no credit card, no interest in linking a mobile wallet — yet hand them a banking app and the transfer is done in thirty seconds. Corporate bookings, too, often can only be paid by wire.

For them, we've given transfer payments a complete upgrade — virtual ATM payment accounts, now supported across NewebPay, PAYUNi, and TapPay.

Every booking gets its own account number

When a customer picks "ATM transfer" at checkout, the system instantly generates a payment account that belongs to that booking alone, sends an email with the bank code, account number, and payment deadline, then takes them back to their reservation page.

Because the account is dedicated, the moment the transfer lands the system knows exactly which booking got paid:

No last-five-digits, no reconciliation spreadsheet — because there is no "reconciliation" step at all.

Easy to find, hard to get wrong

"What was that account number again?" Back on the reservation page, one tap on "view transfer account" brings it up — and staff see the same details on the booking in the admin panel.

And once the booking is paid, refunded, or past its deadline, the account hides itself — so no customer accidentally sends a second transfer.

Three gateways, one experience

Whether you're on NewebPay, PAYUNi, or TapPay, picking a number, notifications, automatic settlement, and deadline handling all work exactly the same way. Together with credit cards and LINE Pay, your customers pay however they like.

Want to turn on virtual ATM payments? Get in touch with us now:

Not using Reservalue yet? Try it free for 30 days, no contract required — sign up now.

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